Legal

Terms & Conditions

The terms and conditions governing your use of GlobalMedicalCover.com.

Legal Information

The information provided on GlobalMedicalCover.com, or in any material containing a link to this website, is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject GMC Ltd or its staff or affiliates to any registration requirement within such jurisdiction or country.

Neither the information nor any opinion contained on this website constitutes a solicitation or offer by GMC Ltd or its staff or associates to buy or sell any securities, futures, options, bonds, funds, insurance products or other financial instruments, or to provide any investment advice or service.

Products and services featured on GlobalMedicalCover.com which are derived from or provided by a third-party provider - including our underwriting partner Regency Assurance - are not subject to the direct control of GMC Ltd, and their respective features, benefits, terms, and prices may be subject to change. Whilst GMC Ltd takes all reasonable care to ensure that the information contained on this website is accurate, GMC Ltd cannot and does not guarantee its accuracy. Neither GMC Ltd, nor any of its affiliates, distributors, directors, officers, employees, agents, associated companies, or third party vendors will be liable or have any responsibility of any kind for any loss or damage that you incur as a result of any event in any way connected with your use of GlobalMedicalCover.com.

The information and material contained on this website provides general information only. It is not intended to provide personal financial or insurance advice, and does not take into account the specific objectives, financial situation, or particular needs of any specific person. Individuals should seek independent financial advice regarding the appropriateness of purchasing any insurance product mentioned on this website.

Any information relating to the tax status of insurance products discussed on this website is not intended to provide tax advice. Individuals are urged to seek tax advice based on their particular circumstances from an independent tax professional.

Insurance products arranged through GlobalMedicalCover.com may be denominated in foreign currencies and are therefore subject to fluctuations in exchange rates, which could have a positive or adverse effect on the underlying cost of your cover.

Electronic Communications

GMC Ltd reserves the right to monitor electronic communications sent to or from this website, subject to and in accordance with applicable laws. For more information on how we use cookies and local storage, please see our Cookie Policy. For more information on how we handle your personal data, please see our Privacy Policy.

Terms & Conditions of Using GlobalMedicalCover.com

These terms of use govern your use of GlobalMedicalCover.com. Please read them in full before using this website. If you do not accept these terms of use, please do not use this website. Your continued use of this website confirms your acceptance of these terms.

You may use this website for your own private purposes and in accordance with these terms of use. You may download or print material from this website provided that you do not alter, reproduce, disseminate, or otherwise change the content or context without our prior written consent.

All reasonable measures are taken by us to ensure that this website is operational and functioning at all times. However, there will occasionally be technical issues which may result in some downtime, and accordingly we will not be liable if this website is unavailable at any time.

Any material or comments posted on or sent to this website shall be considered non-proprietary and non-confidential. We shall be entitled to copy, disclose, distribute, or otherwise use in any capacity we deem appropriate all material and comments provided to us, with the exception of personal information, the use of which is covered in our Privacy Policy.

When using this website you shall not post or send to or from this website any material for which you have not obtained all necessary consents; nor any material that is illegal, obscene, defamatory, discriminatory, or in breach of confidentiality or privacy; nor any material which is harmful in nature, including but not limited to computer viruses, spyware, or malware. We will cooperate fully with any law enforcement agencies or court order requiring us to disclose the identity or usage details of any person posting material to this website in breach of this paragraph.

Throughout this website you may find links to external websites. The provision of a link to another website does not mean that we endorse that website or its contents. We are not responsible for the content of external websites.

Any party wishing to link to this website is entitled to do so provided that the party does not seek to express or imply that we are endorsing their products or services; nor misrepresent the relationship between that party and this website; nor link from any website which contains offensive or defamatory content.

Whilst we take all reasonable steps to ensure that the information on this website is up to date and accurate at all times, we do not guarantee that all material is accurate or up to date, and we shall not be held liable in such an event.

All material contained on this website is provided without any warranty or guarantee of any kind. Nothing on this website should be considered financial or legal advice, or be considered as a recommendation to purchase any product or service. We do not accept any liability for any loss or damage that you suffer as a result of using this website.

You are not permitted to use this website in any jurisdiction where to do so would be in breach of the law of that jurisdiction.

These terms of use are governed by the law of England and Wales. Any dispute arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

These Terms & Conditions were last updated in October 2025.